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MikeWilson
Jun 2nd 2008 edited
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antOnwoOds
Jun 2nd 2008 edited
I've had first hand of being frauded and its a cruel thing :( you've just got to be wise on the websites you browse and pay from of their own security. I feel that paypal, amazon, ebay and play.com and stuff have the best security going and i feel 100% safe. I've been with them for quite some time and i haven't had a fraud problem in that department with those companys.
When web deveopers put shopping carts on websites it can be a tricky thing, personally i wouldnt design one from scratch, thats really risking your reputation, but instead i would use a pre-made shopping cart and possibly pay for it to make sure my clients online shopping is secure and at its highest quality. OSCommerce and ZenCart are usually secure and i would class as secure shopping software eligable for people wanting to start a shopping business.
So in full conclusion and yes i do tend to talk alot but its like 3 in the morning and i have nothing else to do. If you know what websites to touch and what websites not to touch then you should feel safe with the details online shopping companys keep, they do regulary update and improve on their services on a daily basis to make sure your personal details stay classified. -
MikeWilson
Jun 3rd 2008 edited
Don't apologize for a lengthy response! It's helping everyone learn about this subject which can be a difficult one. Shopping carts are very expensive ordeal, because not only do you have to develop the system to support such features, but you would also be obliged to get an SSL certificate to show your authenticity. Verisign is just one of many SSL dealers on the market, and it is worth gathering more info, perhaps from the friendly neighborhood wiki?
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Fredrik
Jun 3rd 2008
More or less everything I've bought the last 5-6 years have been online, except food and such products. Since the prices are so much cheaper in the states I also tend to order most of it from there. All in all I've ordered things like my last 4 computers, my camera and all lenses, iPods, every book and DVD and, well basically everything, online. I trust the sites I use, and I only use sites that I trust.
I also use PayPal, recently started using it for receiving money but I've used it to pay before. I've had problems with PayPal's customer service, but nothing in the area of identity theft or such. I feel fairly safe using their services.
Sure, I'm worried about fraud and identity theft as well, so I try to do what I can to keep the risk to a minimum. Obviously check around the website before making a purchase, trying to just use larger sites (like Amazon) but I have used smaller sites several times as well. Just being aware of the problem should keep you out of trouble most of the time.
The bank account linked to my VISA card (which is what I use for online transfers) is not my main bank account, so I only have what I need for the moment on that account and have all savings and such on other accounts. I also trust my bank, which uses both hardware and software solutions (combined) to log in. -
TheLeggett
Jun 3rd 2008
I'd say the majority of my purchases are all made online, similar to Fredrik. For me, the convenience and low prices are simply too good to ignore. I usually can save up to 50% on some purchases when I go through websites like Amazon -- it's gotten to the point where stores that "match" prices will refuse to match the price I find on Amazon.
I'm not too concerned about identity theft. I know that it could happen, and there is certainly a possibility of someone hacking into a site and stealing information, but there are a few things that make me feel safter regardless of all that.- First off, I ONLY shop through websites that I trust, and have established a large name. Sites like Amazon, Ebay, and Paypal go through rigorous testing to make sure that they are secure on a day to day basis.
- Furthermore, if something were to happen, I'm fairly confident that these companies could afford to make things right if there was a problem on there end.
- Identity theft is still a huge problem outside of the internet realm. I can't say I feel a WHOLE lot safer shopping around town, and giving out my personal information to small business I don't know too much about around here. I'm sure statistics have probably proven it's safer, but I can't imagine it being much safer with how careful I am online usually.
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Bigger websites such as Amazon, Ebay, and the like have very good systems and go out of their way for your protection, but is it enough?
I'd like some opinions from you guys on this, as this is something pretty important to web developers looking to put a shopping cart on their or their clients' websites.